Employee Benefits by ipmi24
International health insurance for businesses.
ipmi24 assists HR managers, people mobility specialists, and relocation professionals in making the best insurance choices for their respective companies.
Whether it's employee relocations abroad, remote work, or new work: international health insurance is an integral part of an employee benefits package.
At ipmi24, you'll find all the essential information about providers, products, and services.
You can always take advantage of straightforward and fast consultation with us!
Feel free to call us at: 0331 – 81 70 688
Why ipmi24 Business
According to §17 of the Fifth Book of the German Social Code, the German employer is responsible for the well-being of its employees traveling and assigned abroad, as well as their accompanying family members.
This applies especially to medical care, which should be aligned with the benefits of German health insurance.
Failure to fulfill the duty of care exposes the employer to liability risks and thus financial damage, as the employee can directly claim the costs against their employer.
Bestens abgesichert
Long-Term Assignments
Insurance concepts for assignments lasting longer than 3 months
Short Trips & Business Trips
Solutions for up to 3 months
Digital Nomads, New Work & Workation
For agile and mobile work
Long-Term Assignments
When employees are sent abroad for more than 3 months, full-cost tariffs come into play, which also include medical treatments abroad!
ipmi24 identifies the best solutions here and guides you through all processes to find the best provider for your company.
Short Trips & Business Trips
Employees sent abroad for up to 3 months typically require slimmer and uncomplicated emergency coverage.
We help you navigate through the maze of providers to find the right one for your company and accompany you in the long term.
Digital Nomads, New Work & Workation
Mobile employees who have their office all over the world require special insurance concepts.
We offer intensive consultation and expertise here to secure all digital nomads of your company.
How we work
Phase 1
Risk Analysis
We gather employee data and analyze the deployment structure of your employees worldwide.
Additionally, we review:
Current cost structure
Current insurance benefits
Any special cases
Existing contracts and exceptions
Phase 2
Goal Definition
Together, we determine goals, which may include the following points:
Harmonization of existing policies
Budget determination
Tailoring benefits
Examination & fulfillment of duty of care
Phase 3
Market Survey
Based on Phases 1 & 2, we conduct a market survey, which includes the following points:
Obtaining quotes from insurers
Creating product overviews, comparisons, and recommendations
Compilation of the ideal product
Negotiations
Phase 4
Contract Management
We assist with all contractual matters and serve as a 24/7 point of contact for the following topics:
Final coverage of the risk
Contract review and management
Monitoring
Escalation management
Our business team is looking forward to hearing from you!
Feel free to give us a call at: 0331 – 81 70 688
Our services
Analysing data
Employee data
Travel behaviour
Travelling countries
Current cost structure
Currently insured benefits
Exceptions in old contracts,
special cases etc.
Define goals
Harmonisation of different policies if necessary
Determination of the budget
Highlighting the desired services
Inclusion of a multilingual 24/7
service
Fulfilment of the duty of care
Definition of a timeline
Consult the market
Obtaining offers
Renegotiations
Preparation of synopses / overviews
Advice on suitable risk solutions
risk solutions
Making recommendations
Realise wishes
Covering the risk
Review of the contract documents
Monitoring of the current contract
Further consulting services
Escalation management
Our providers
Area of Cover
Product features
High Cost Treatment
Exclusions & Waiting Periods
Underwriting
Sustainability
Price
